Income Estimator Scorecard

1.Age of Applicant

18-38

+0

39-48

+0.059

58-85

+0.015

49-57

+0.063

2.Gender

Male

+0

Female

+0.084

3.Marital Status

Others

+0

Married

+0.035

Single

-0.02

Common Law

+0.069

4.Educational Attainment

5.Number of Dependents

3+ Dependents

+0

No Children

-0.031

1-2 Dependents

+0

6.Region

7.Asset

Has TV

+0.107

Has Car

+0

8.Sector

3. Micro Retail & Trading (Sari-Sari, Vending, Buy & Sell)

+0.032

1. Non-Business / Personal & Insurance Purpose

+0

2. Agriculture & Livestock Farming

-0.008

4. Service & Transportation (Eatery, Tricycle, Repair, Salon, Rentals)

+0.026

5. Production & Manufacturing

+0.062

9.Loan Term (months)

loan_term: 50

-0.04

loan_term: 36

-0.042

loan_term: 23

-0.065

10.Loan Amount Applied

loan_amt_applied_mbin:Bin 4 [15000.0-500000.0]

+0.358

loan_amt_applied_mbin:Bin 3 [10000.0-14900.0]

+0.151

loan_amt_applied_mbin:Bin 2 [5000.0-9999.0]

+0.042